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Terms of Service

Effective Date: January 1, 2026

These Terms of Service ("Terms") are a legally binding agreement between you ("User," "you") and gethigherincome.com, together with its parents, affiliates, successors, and assigns (collectively, the "Company," "we," "our," or "us").

By accessing or using the Services, you agree to these Terms. If you do not agree, do not use the Services.

1. Scope of Services

The "Services" include any websites, applications, automation tools, artificial intelligence systems, data platforms, APIs, integrations, and related technologies made available by the Company, whether accessed directly or through third-party platforms or distribution partners.

The Services may include, without limitation:

  • Employment opportunity matching
  • Resume optimization
  • Automated application submission
  • AI-assisted content generation
  • Eligibility or opportunity assessment tools
  • Data analysis and predictive systems
  • Programmatic digital interactions conducted on your behalf

The Services may be modified, expanded, or discontinued at any time.

2. Authorization and Digital Agency

By enabling automation or AI-assisted features, you expressly authorize the Company to act as your limited digital agent for purposes of facilitating interactions, submissions, or communications through third-party systems.

This authorization may include:

  • Submitting information on your behalf
  • Generating and transmitting content based on information you provide
  • Interacting programmatically with external platforms
  • Creating or utilizing communication channels necessary to support such interactions

You represent and warrant that:

  • You have the legal authority to grant this authorization
  • Information you provide is accurate and lawful
  • You assume responsibility for content submitted on your behalf

You acknowledge that automated or AI-generated content may contain errors, inaccuracies, or omissions. You accept full responsibility for any content transmitted pursuant to your authorization.

3. Assumption of Risk for Automation and AI

You understand and agree that:

  • AI systems generate probabilistic outputs and may be incorrect.
  • Automated interactions may not function as intended.
  • Third-party systems may block, reject, or restrict automated submissions.
  • Use of automation tools may violate third-party terms of service.
  • You assume all risks arising from automated or AI-assisted use of the Services.

The Company disclaims liability for:

  • Rejected submissions
  • Platform account suspensions
  • Employment disputes
  • Alleged misrepresentations
  • Missed communications
  • Opportunity loss

4. No Guarantee of Outcomes

The Company does not guarantee:

  • Interviews
  • Employment offers
  • Compensation increases
  • Loan approvals
  • Credit decisions
  • Financial outcomes
  • Platform acceptance of submissions

All decisions are made independently by third parties.

Nothing in these Terms constitutes an admission that the Company is a consumer reporting agency under the Fair Credit Reporting Act.

5. Third-Party Platforms and Services

The Services may integrate with or interact with third-party websites, systems, or platforms.

The Company does not control and is not responsible for:

  • Third-party terms
  • Third-party decisions
  • Platform restrictions
  • Data handling by third parties

Your interactions with third parties are solely between you and those parties.

6. Intellectual Property

All software, algorithms, artificial intelligence models, analytical frameworks, scoring methodologies, databases, and related technologies are owned exclusively by the Company or its licensors.

You grant the Company a perpetual, worldwide, royalty-free license to use information you provide for purposes of:

  • Operating the Services
  • Improving models and systems
  • Analytics and research
  • Commercial development

Aggregated, de-identified, anonymized, and derived data constitute Company intellectual property to the fullest extent permitted by law.

No ownership rights are transferred to you.

7. Disclaimer of Warranties

The Services are provided "as is" and "as available."

To the maximum extent permitted by law, the Company disclaims all warranties, express or implied, including:

  • MERCHANTABILITY
  • FITNESS FOR A PARTICULAR PURPOSE
  • NON-INFRINGEMENT
  • ACCURACY
  • RELIABILITY
  • UNINTERRUPTED AVAILABILITY

You agree that you have not relied on any statement or representation not expressly set forth in these Terms.

8. Limitation of Liability

To the maximum extent permitted by law:

The Company shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including loss of profits, loss of opportunity, loss of data, or reputational harm.

The Company's total aggregate liability shall not exceed the greater of:

  • One Hundred U.S. Dollars ($100), or
  • The amount you paid to the Company in the prior twelve (12) months.

If you paid nothing for the Services, liability is capped at $100.

9. Indemnification

You agree to indemnify, defend, and hold harmless the Company from and against any claims, liabilities, damages, losses, and expenses arising out of:

  • Information you provide
  • Content transmitted pursuant to your authorization
  • Your violation of third-party terms
  • Your misuse of the Services
  • Your breach of these Terms

10. Arbitration Agreement

You and the Company agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Services shall be resolved exclusively through final and binding arbitration on an individual basis.

Arbitration shall be administered by the American Arbitration Association under its Consumer Arbitration Rules.

You waive the right to a jury trial.

11. Class Action Waiver

You agree that disputes will be resolved only on an individual basis.

You waive any right to bring or participate in a class action, collective action, or representative proceeding.

If this waiver is deemed unenforceable, the arbitration provision shall be void.

12. Governing Law and Venue

These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-law principles.

If arbitration is found unenforceable, exclusive jurisdiction shall lie in the state or federal courts located in Delaware.

13. Assignment

The Company may assign or transfer these Terms without restriction, including in connection with:

  • Merger
  • Acquisition
  • Asset sale
  • Financing
  • Corporate restructuring

You may not assign these Terms without written consent.

14. Severability and Survival

If any provision is held invalid or unenforceable, the remaining provisions remain in effect.

The following sections survive termination:

  • Authorization and Digital Agency
  • Intellectual Property
  • Disclaimers
  • Limitation of Liability
  • Indemnification
  • Arbitration
  • Class Action Waiver
  • Assignment

15. Modifications

We may update these Terms at any time.

Continued use of the Services constitutes acceptance of the updated Terms.

Last updated: January 1, 2026

For questions about these Terms of Service, please contact us at support@gethigherincome.com